/* ===============================
   ROOT VARIABLES
================================ */
:root {
    --primary-navy: #0B2341;
    --gold-accent: #C89B3C;
    --white: #FFFFFF;
    --light-gray: #F8F9FB;
    --text-dark: #333333;
    --text-light: #666666;

    --soft-shadow: 0 5px 18px rgba(0,0,0,0.08);
    --hover-shadow: 0 12px 25px rgba(0,0,0,0.15);

    --radius: 14px;
    --section-padding: 80px 0;

    --focus-glow: 0 0 0 3px rgba(200,155,60,0.3);
}

/* ===============================
   GLOBAL RESET
================================ */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Poppins', sans-serif;
    color: var(--text-dark);
    line-height: 1.7;
    background: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

/* ===============================
   CONTAINER
================================ */
.container {
    max-width: 1200px;
    margin: auto;
    padding: 0 20px;
}

/* ===============================
   BUTTONS
================================ */
.cta-button {
    display: inline-block;
    padding: 14px 28px;
    border-radius: var(--radius);
    font-weight: 600;
    transition: 0.3s ease;
    cursor: pointer;
    border: none;
}

.primary-cta {
    background: var(--gold-accent);
    color: var(--primary-navy);
}

.primary-cta:hover {
    transform: translateY(-3px);
    box-shadow: var(--hover-shadow);
    background: #b38a2b;
    color: white;
}

.secondary-cta {
    border: 2px solid var(--primary-navy);
    color: var(--primary-navy);
    background: transparent;
}

.secondary-cta:hover {
    background: var(--primary-navy);
    color: white;
}

.gold-cta {
    background: var(--gold-accent);
    color: var(--primary-navy);
}

.gold-cta:hover {
    background: #b38a2b;
    color: white;
}

/* ===============================
   TOP BAR
================================ */
.top-bar {
    background: var(--primary-navy);
    color: white;
    padding: 10px 0;
    font-size: 14px;
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 10px;
}

.top-bar-right a,
.top-bar-right i {
    color: white;
    margin-left: 10px;
}

.top-bar-right a:hover {
    color: var(--gold-accent);
}

/* ===============================
   HEADER
================================ */
#header {
    position: sticky;
    top: 0;
    background: white;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
    z-index: 1000;
}

#header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 20px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.logo-icon {
    width: 45px;
    height: 45px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid var(--gold-accent);
}

.nav-links {
    display: flex;
    gap: 20px;
}

.nav-links a {
    font-weight: 500;
    position: relative;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gold-accent);
    transition: 0.3s;
}

.nav-links a:hover::after {
    width: 100%;
}

/* ===============================
   HERO SECTION
================================ */
.hero-section {
    padding: 100px 0;
    display: flex;
    align-items: center;
}

.hero-section .container {
    display: flex;
    gap: 40px;
    align-items: center;
}

.hero-content {
    flex: 1;
}

.hero-title {
    font-size: 3rem;
    margin-bottom: 20px;
}

.hero-description {
    font-size: 1.2rem;
    margin-bottom: 30px;
    color: var(--text-light);
}

.hero-image-container {
    flex: 1;
    position: relative;
}

.hero-advisor-image {
    border-radius: var(--radius);
    box-shadow: var(--soft-shadow);
}

/* ===============================
   FORM CARD
================================ */
.consultation-form-card {
    position: absolute;
    bottom: -40px;
    right: -40px;
    background: white;
    padding: 25px;
    border-radius: var(--radius);
    box-shadow: var(--hover-shadow);
    width: 100%;
    max-width: 360px;
}

.form-group {
    margin-bottom: 15px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: var(--radius);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    box-shadow: var(--focus-glow);
    border-color: var(--gold-accent);
}

.error-message {
    font-size: 12px;
    color: red;
    min-height: 14px;
}

.form-security-text {
    font-size: 12px;
    text-align: center;
    color: var(--text-light);
    margin-top: 10px;
}

/* ===============================
   SECTIONS
================================ */
.section-header {
    text-align: center;
    margin-bottom: 50px;
}

.section-title {
    font-size: 2.5rem;
    color: var(--primary-navy);
}

.section-subtitle {
    color: var(--text-light);
}

/* ===============================
   GRID SYSTEM
================================ */
.services-grid,
.investments-grid,
.resources-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 25px;
}

/* ===============================
   CARDS
================================ */
.service-card,
.investment-card,
.resource-card {
    background: white;
    padding: 25px;
    border-radius: var(--radius);
    box-shadow: var(--soft-shadow);
    transition: 0.3s;
}

.service-card:hover,
.investment-card:hover,
.resource-card:hover {
    transform: translateY(-5px);
}

/* ===============================
   CONTACT
================================ */
.contact-wrapper {
    display: flex;
    gap: 40px;
    flex-wrap: wrap;
}

.contact-info,
.contact-form-wrapper {
    flex: 1;
    min-width: 280px;
}

/* ===============================
   FOOTER
================================ */
.footer-section {
    background: var(--primary-navy);
    color: white;
    padding: 60px 0;
}

.footer-columns {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
}

.bottom-bar {
    margin-top: 40px;
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 20px;
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
}

/* ===============================
   RESPONSIVE
================================ */
@media (max-width: 1024px) {
    .hero-section .container {
        flex-direction: column;
    }

    .consultation-form-card {
        position: static;
        margin-top: 20px;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 2.2rem;
    }

    .nav-links {
        display: none;
    }

    .services-grid,
    .investments-grid,
    .resources-grid {
        grid-template-columns: 1fr;
    }

    .contact-wrapper {
        flex-direction: column;
    }
}